About Us
At OCJIFL, we understand that one of the greatest mitzvot is supporting one another, especially through interest-free financial assistance. Rooted in the Jewish tradition of mutual responsibility, we recognize that the Jewish community is a united family, where each member has an inherent duty to uplift and assist one another. From the very beginning, the Torah’s values of justice, compassion, and responsibility have been at the forefront of shaping our organization and its guidelines. These principles guide us in providing responsible and sustainable interest-free loans to the Jewish community in Orange County. By empowering individuals and families to overcome financial challenges, we help build a stronger and more resilient community.
Our Mission
OC Jewish Interest Free Loans provides access to interest-free loans within and beyond the Jewish community of Orange County California in order to foster economic stability and opportunity for the Jewish community of Orange County California, consistent with the core Jewish values of dignity, respect, compassion, kindness, and flexibility.
We are presently not able to provide loans to all qualified applicants, nor are we generally able to accommodate loan requests that fall outside of our specific loan program parameters, such as extending the maximum payback period or increasing the maximum loan amount. We aim to change these parameters as our available working capital increases.
That being said, we are here to help. If your particular financial needs fall outside of one of our loan programs, please let us know your specific financial goals so we can determine if, and to what extent, we are able to assist you. We are a community-based chesed organization and endeavor to be flexible. All information you share with us will be confidential and treated with respect.
​
We are happy to answer any questions you may have by contacting us at info@ocjifl.org.
Who We Are
OC Jewish Interest Free Loans is a California nonprofit corporation recognized by the Internal Revenue Service as a public charity under Section 501(c)(3) of the Internal Revenue Code. We provide zero-interest loans (also knows as no-interest loans or interest-free loans) at no cost to members of the Orange County, California Jewish Community to support those who are facing serious financial challenges or investing in their life dreams. As loans are repaid, funds are recycled to make new loans. We believe that everyone deserves access to financial stability and the opportunity to build a better future for themselves and their families.
​
OC Jewish Interest Free Loans is a member of the International Association of Jewish Free Loans (IAJFL). The IAJFL is a network of more than 50 Jewish/Hebrew Free Loan Societies throughout the world with the common goal of providing interest-free loans to those in need. If you do not live in Orange County, California, check out the IAJFL website to find your nearest free loan agency!
​We are happy to answer any questions you may have by contacting us at info@ocjifl.org.